Life Stage Brokerage Network
Life Insurance
Annuities
Disability Income
Long-Term Care
Medicare Supplements
Group & Alternatives
Precious Metals
Since 1977, Vanbridge (formerly The National Benefit Corporation) has focused on providing personal service and hassle-free access to a diverse line of insurance and annuity products, allowing partner agents to offer the right solution for their clients' needs. Their motivation has never been to be the biggest. They focus on being the most effective. Their reputation proves it.
For more than 40 years, Vanbridge (formerly known as The National Benefit Corporation) has been a trusted insurance and annuity partner for advisors across the nation.
Their skilled team focuses on providing personalized service, making accessibility and efficiency dependable every time.
Through a combination of technology and personal service, they make it easy for you to offer the most competitive insurance and annuity products.
Behind every service they offer are loyal employees who are passionate about helping their partner advisors. It shows.
A career in the financial services industry as a Financial Advisor is a great honor. Many options exist for you to serve consumers. Financial planning, insurance and investments, some or all of these may resonate with you. The opportunities to build a practice and to create a residual income draw many people into this industry.
The opportunities seldom come without risks, drawbacks, or challenges. First is the licensing hurdle. Depending on your chosen path, you many undertake months of the licensing process. This not only has a monetary cost, but it also has the cost of time, during which many new individuals to this industry face a reduction or loss of income while they are just learning the business.
The Life Stage Brokerage Network, through an arrangement with American Pre-Arrangement Services, Inc. (APASI), offers an opportunity to anyone who wishes to pursue a career in the financial services industry with one of the easiest ways to test the waters.
APASI offers a lifetime membership that provides members, who travel more than 75 miles away from their home, protection in the event of an unexpected death.
This LIFETIME MEMBERSHIP can be paid in a Lump Sum or over 3, 6 or 12 months. The fee is only $525.00 and provides protection all over the world.
Whether or not you ultimately decide to become a Financial Advisor, this is a great opportunity to make additional income or create a whole new career. If you are already selling insurance or other financial products, this is a great option to share with your existing client base.
Please review the information below, and when you are ready hit the contract now button and a representative from The Life Stage Companies will be in touch.
Training is time consuming; we understand. Sales training, product training, other education that you or your staff need, all can take valuable time away from serving your clients.
The Life Stage Brokerage Network solves this problem of time. Maybe you are looking to open new income streams, or you are looking to focus on enhancing your current productivity. We offer structured training, either in person or via the Web, to save you from that time-consuming responsibility.
Additionally, The Life Stage Brokerage Network offers opportunities throughout our industry that can provide you special training on advanced concepts that can increase your top line revenue growth.
Training is conducted through our staff or through our connections to other industry professionals. If we do not train on a particular topic, not to worry; we can find an expert to help you learn, understand, and implement whatever you choose to focus on.
If you have questions, feel free to contact us for more information.
Our pricing is straightforward and transparent, so feel free to reach out to us and to schedule your training today.
*Additional Charges: Mileage at standard federal rate for distance over 50 miles and overnight accommodations for multiple day sessions.
We will work with you to design a program that fits you and your staff no matter your needs.
“Whether you’re a recent graduate, or left school decades ago, you likely missed an important component of education — practical, hands-on guidance on managing your day-to-day and long-term financial future. Time to fill that gap.”
*For more information or to discuss your current situation, please contact us.
The Life Stage Brokerage Network understands that most advisors who operate successful practices do not have time to “train” new advisors. If you do not have a large staff to train these individuals the ultimate responsibility falls to you. This in turn takes time from your clients and prospects and costs you more than the time.
The solution is to partner with a company that will help you train your advisors in an intense multi-week program. Upon graduation you can be assured that these new advisors have the foundation that you can build on. Keeping this in mind, The Life Stage Brokerage Network has partnered with the Financial Advisor Training Institute (FATI). FATI was designed to take the foundation training off your plate. FATI will train them in all areas a new advisor needs to be successful, allowing you to keep your focus on your clients and prospects.
Many advisors pay new advisors a salary while they learn the job and earn their appropriate licensing. In some cases, during this time these new advisors realize this business is not for them or you realize they are not the right person for your business. FATI helps you mitigate the risk with a cost-effective way to train these advisors.
If you would like to learn how FATI can assist you, feel free to contact us to discuss some strategies you can use to train your new adivsors.
The Life Stage Brokerage Network believes that as an advisor you will remember 2020 for one important reason, technology. Back in 2020, many advisors learned how to put technology to use, specifically in video conferencing, in order to provide a continued way to connect with their prospects and clients. In that year advisors also learned that, with the help of a structured and ongoing educational plan, they could provide value and maintain relationships, even when they could not meet their clients or prospects face to face.
Many advisors feel that they have neither the time, experience, nor expertise to create an ongoing web-based educational class to attract new clients or to further cultivate existing relationships.
The Life Stage Brokerage Network developed for you a solution in the form of Client Webinars. These webinars are designed to educate prospects and clients on an ongoing basis via web-based classes. We offer regularly-scheduled classes that allow you to educate clients on topics like insurance, retirement planning and concepts, and on information from other industries that advisors deal with every day.
These classes are offered as a free service to advisors who hold an active contract with The Life Stage Brokerage Network and can be accessed through the same link each and every week. Simply put, if you see a topic that you want your clients to learn more about, ask them to join the class. Provide the link to your clients, and we take care of the rest.
If you have questions, feel free to contact us for more information.
*Please note: Due to contractual obligations, we can offer this service only to active Life Stage Brokerage advisors and their clients. If you as an advisor do not hold an active contract with The Life Stage Brokerage Network, you and your clients will be excluded from participation in this service. If you would like to participate, please contact us for more information.
The Life Stage Brokerage Network believes that as an advisor continuing to connect with your clients is your #1 responsibility. Historically, the best advisors understand that contact should not always be about business. Live events are a great way to show appreciation for your clients and at the same time conduct a “little” business. Whether you want introductions to new potential clients through the guests your clients invite or trying to reinforce the culture and vision of your practice, this can be an invaluable way to grow your business.
A big problem most advisors have is that of planning and executing live events and remaining focused on their clients in the process. The solution is simple; hire an expert to plan these events and to execute your vision so that you can focus on your clients.
The Life Stage Brokerage Network has agreed to terms with Chasing Events, LLC and Chase Clausen to provide event consulting, planning, and management services. Chase’s experience in event planning coupled with his experience within the financial services industry means that he understands not only the experience that your clients want and appreciate, but he also understands the rules for events that come under FINRA scrutiny.
If you have questions, feel free to contact us for more information.
Whether you are a RIA, Agency, or identify as a FINRA Registered Representative, our relationship with Chase can add meaningful value to you and your business.
*If you are interested in connecting with your clients through live events, please contact us today to learn more.
For more information, contact Chris Weston.
Disclosure: The Life Stage Brokerage Network and Chasing Events are separate entities are not affilated.
Chasing Events, LLC and Chase Clausen are dedicated to providing a flexible and comfortable event-planning process. You can choose all of their services or choose only the parts that you believe need special attention. Chase will work attentively during the planning process to cover all of the details, and will assist you if needed to implement the plan.
Having an event planner on your side ensures that you will save time to focus on what is most important, your clients. With Chase's experience in working within the financial sector he will make your next event unforgettable.
You can hire Chasing Events, LLC to manage your entire event, or pick services from the list below:
*Travel and hotel for site inspections and event management at an additional cost.
**Design
and printing at an additional cost.
No two events are the same; the hours in the pricing sheet depict the average amount of time involved in each element of planning and executing a successful client event for 100-200 people.
The Life Stage Brokerage Network understands that continuing education (CE) is vital for continued service to your clients. We also understand that if you choose to advance your industry education through designations you have additional requirements to meet educational standard. These continuing education requirements vary from state to state and from organization to organization. The Life Stage Brokerage Network is committed to bring you great ways to meet those demands of designations through our commitment to The Society of Financial Service Professionals better known as FSP.
FSP provides continuing education through national webcasts provided by FSP National; as well as opportunities to earn CE through live meetings held monthly through local chapters. As the name implies, this is not only open to Financial Advisors, but it also allows other professionals such as attorneys and accountants to meet their industry requirements.
The Life Stage Brokerage Network encourages you to consider membership in order to meet your CE requirements for not only your state insurance licenses but also for any designations that you may hold. We also encourage you to check out our industry solutions page for all of the other benefits an FSP Membership can provide including discounts on items to operate your business to benefits to provide to your employees. It truly is a one stop shop to meet your company’s organizational needs.
If you have questions, feel free to contact us for more information.
Check out upcoming CE events for your local chapter by clicking on the links below.
Sometimes Financial Advisors need assistance in locating tools or services that they can use within their practice. Generally, these tools are in the form of technologies or services that enhance planning and risk management, explain financial concepts, or provide a way to manage communication from advisors to their clients. Financial advisors, who have built or want to build an environment that attracts and retains employees, might spend hours researching ways to develop a benefit and educational program to keep their employees engaged and satisfied.
The Life Stage Brokerage Network understands the time-consuming nature of research. And unless you have a dedicated staff person that focuses on this research, you may feel overwhelmed trying to put together everything your practice needs.
The goal of this page is to provide each advisor who is part of The Life Stage Brokerage Network an opportunity to explore some of the most popular solutions used in the industry today.
Please review our recommended resources. Also, if you currently use a program or service that you find helpful and would like to recommend it to us to include in our resource catalog, please contact us with your recommendation. EMAIL LSB WITH YOUR RECOMMENDATION
If you have questions, feel free to contact us for more information.
*Disclosure: The Life Stage Brokerage Network does not endorse any specific benefit or technology. They are provided for informational purposes only.
Financial advisors realize that connecting with prospects to develop a client base is important to their career. In the beginning, advisors use marketing to obtain clients and to build their book of business. As their practice matures, advisors may use marketing to unlock other sources of revenue or to enhance name recognition for their company. Finally, with a practice at full maturity, advisors use marketing to reinforce the value of their name and the reasons why clients should maintain their relationship with them. Advisors also use marketing to encourage the next generation to continue to establish a relationship with them.
Marketing is a full-time job, and for many of advisors the marketing of the business takes up way too much valuable time, time that could otherwise be spent focusing on their clients and actually doing what advisors get paid to do. Researching and finding the right marketing services for their practice is one of the biggest challenges for most advisors. No matter the stage your practice, The Life Stage Brokerage Network is dedicated to assisting you in your quest to find the right marketing system for you.
Our goal is to keep you up to date on services that you can use to fully implement an efficient and repeatable marketing plan. No matter the stage of your practice, the development of a marketing plan may determine how fast you grow and how effective you are at maintaining your clients.
Please note: THIS PAGE IS STILL UNDER DEVELOPMENT AND WILL BE AVAILABLE 1/1/2022.
If you have questions, feel free to contact us for more information.
Take some time to explore your options below.
*Disclosure: Service-related companies shown are separate entities and are NOT directly affiliated with
The Life Stage Brokerage Network.
*Discount pricing on some services is available.
The Life Stage Brokerage Network understands that for some Financial Advisors life insurance is an important part of their practice. We also understand that this area of financial planning may not be your primary focus but that you want to offer it to secure the relationship with your clients. Whether you are a dedicated life insurance agent, or a financial planner who offers life insurance to meet the needs of your client’s comprehensive financial plan, we are here to provide you with not only product but with assistance in facilitating the transactions.
Let’s be honest. Offering life insurance to clients can be time consuming and frankly frustrating due to all of the requirements needed to issue a policy. For some advisors this frustration is just not worth the time involved. What if there were an easier way? What if there were a program and a team that could take this off your plate? The Life Stage Brokerage Network has the solution.
With our partnership with Vanbridge (formally known as The National Benefit Corp "TNBC"), we are excited to offer you one of our primary programs to help better serve you and your clients. Through TNBC you have access to the Vive program (see video below). Vive is designed to reduce the amount of time that you as an advisor spend on providing your clients quality term life insurance. After your client has agreed to your recommendation, you as the agent complete a two-page form and enter the data into the Vive system. Once completed, TNBC takes over and facilitates all of the requirements to get the policy issued. No phone calls to doctors trying to get an APS (Attending Physicians Statement). No phone calls to set up a Paramedical Exam. No worries about NIGO (Not in Good Order) and all of the other delays that you might have experienced in the past. Vive truly can be the one stop program you need for your Term Life Insurance sales.
With respect to permanent insurance we offer a variety of choices from Traditional Whole Life to Indexed options. Whether you use these products for estate planning or an alternative to other investment choices we have options through our flagship carriers, as well as other options offered through TNBC.
If you have questions, feel free to contact us for more information.
Disclosure: Service-related companies shown are separate entities and are NOT affiliated with The Life Stage Brokerage Network. *Discount pricing on some services is available
We have a successful track record in helping our advisors understand how our products can resolve risk management challenges. Our marketing efforts help you to develop income and retirement strategies with our insurance solutions. Our Underwriting and new business staff will allow you to find the most competitive risk management solutions for your clients.
Meet John Baumhover, your joint consultant.
Knowledge, experience, and doing what is right for the client are of utmost importance. John is there to help you provide these keys to success when working with clients.
John entered the insurance and financial services industry over 32 years ago with the purpose of making a positive difference in his clients’ lives. He saw at a young age, when he lost his father, the importance of proper planning. John educates his clients on the concept of building a sound financial house, the step-by-step process involved, and the importance of keeping things simple, so that the client can make informed decisions, take ownership, and feel that they understand what their plan is doing for them.
John has helped many clients improve their financial positions over the years, utilizing insurance as an important part in building a sound financial house, and he has trained many advisors over the years to do the same for their clients. John is very active in his community, serving on several Boards and has held various leadership roles such as OSJ Manager, Regional Sales Manager, and Regional Director.
When you partner with John, you can expect him to respect your relationship with your client and to put you in the best possible light. He will take the time to understand the client’s needs, develop a solution, educate the client, and get the business placed while you focus on your relationship with your client.
Whether you are new to life insurance sales or just do not have the time to do the leg work to offer it to your clients, consider partnering with John to maximize your revenue and secure your relationship with your clients.
The Life Stage Brokerage Network understands that providing annuities can be an important foundation when it comes to a client’s financial plan. Whether you are looking for an option for your client’s safe money in the form of fixed or indexed deferred annuities or looking to develop a retirement income plan utilizing Single Premium Immediate Annuities or riders on a deferred contract, LSB offers some exceptional choices to meet you client’s needs.
Annuities available through The Life Stage Brokerage Network include:
*Sales of these products are dependent on your current broker/dealer rules governing the sales of these products. Some restrictions may apply. We recommend you check with your broker/dealer rules governing these contracts before contracting.
Receive a Case Consultation
Partner with a Joint Consultant
Current MYGA Rates
Assured Edge Calculator
If you have questions, feel free to contact us for more information.
Disclosure: Service-related companies shown are separate entities and are NOT affiliated with The Life Stage Brokerage Network. *Discount pricing on some services is available
We provide a highly skilled team of case managers with the experience and knowledge to support large, complex cases.
When working with clients, experience is important. Chris L. Weston, CFP, ChFC, the founder and managing member of the The Life Stage Companies, LLC, assists advisors in providing solutions for their clients through The Life Stage Brokerage Network. Armed with over 25 years of experience in financial planning and insurance, Chris has helped hundreds of clients protect their wealth through insurance and trained advisors to position insurance as a vital part of the overall financial plan.
When you partner with Chris, you can expect him to put you in the best possible light with your clients. He will take the time to understand what the client’s needs are, develop a solution, educate the client, and get the business placed while you focus on your relationship with your client.
Whether you are new to Annuities or just do not have the time to do the leg work to offer it to your clients, consider partnering with Chris to maximize your revenue and secure your relationship with your clients.
The Life Stage Brokerage Network understands that Long Term Care insurance (LTC) for many advisors is not a primary focus, but it is one of the most important insurance that your clients should own. Since LTC was developed in the early eighties the products have gone through many adaptations. From the traditional nursing home policies to policies offering home health care and assisted living these types of policies were the foundation to what is available today.
Through our partnership with Vanbridge (formerly known as The National Benefit Corp "TNBC") The Life Stage Brokerage Network offers you a one stop shop for all of your LTC needs.
There are three primary types of coverage:
These products vary in how benefits are funded and paid, but the end goal is still the same. Protect your client’s assets from an extended health care event.
Partner with a Joint Consultant
If you have questions, feel free to contact us for more information.
Disclosure: Service-related companies shown are separate entities and are NOT affiliated with The Life Stage Brokerage Network. *Discount pricing on some services is available
We provide a highly skilled team of case managers with the experience and knowledge to support large, complex cases.
Knowledge, experience, and doing what is right for the client are of utmost importance. John is there to help you provide these keys to success when working with clients.
John entered the insurance and financial services industry over 32 years ago with the purpose of making a positive difference in his clients’ lives. He saw at a young age, when he lost his father, the importance of proper planning. John educates his clients on the concept of building a sound financial house, the step-by-step process involved, and the importance of keeping things simple, so that the client can make informed decisions, take ownership, and feel that they understand what their plan is doing for them.
John has helped many clients improve their financial positions over the years, utilizing insurance as an important part in building a sound financial house, and he has trained many advisors over the years to do the same for their clients. John is very active in his community, serving on several Boards and has held various leadership roles such as OSJ Manager, Regional Sales Manager, and Regional Director.
Advisors understand that Long-Term Care is something that many of their clients will face in the future. They also understand that Long-Term Care insurance (LTCI) can play a vital role in protecting their clients’ wealth. Odds are that your clients at some point will talk to someone about long-term care. Shouldn’t that be you?
When you partner with John, you can expect him to respect your relationship with your client and to put you in the best possible light. He will take the time to understand the client’s needs, develop a solution, educate the client, and get the business placed while you focus on your relationship with your client.
Whether you are new to LTCI sales or just do not have the time to do the leg work to offer it to your clients, consider partnering with John to maximize your revenue and secure your relationship with your clients.
Contract
Now
The Life Stage Brokerage Network understands that disability income insurance for many advisors is not a primary focus, but it is one of the most important insurance that your clients should own. Whether you are looking to supplement existing group disability income insurance, provide self-employed individual protection, or provide business owners a way to protect the businesses they have spent years building, this type of insurance should be a mainstay as part of your offerings.
Through our partnership with Vanbridge (formally known as The National Benefit Corp "TNBC"); The Life Stage
Brokerage Network offers you a one-stop shop for all of your disability income needs.
There are three primary sources of individual disability income insurance: Individual DI, Disability Buy-out, and Disability Overhead Expense. Each serve a specific purpose, and each can protect your client’s assets.
Receive a Case Consultation
Partner with a Joint Consultant
If you have questions, feel free to contact us for more information.
Disclosure: Service-related companies shown are separate entities and are NOT affiliated with The Life Stage Brokerage Network. *Discount pricing on some services is available
We have a successful track record in helping our advisors understand how our products can resolve risk management challenges. Our marketing efforts help you to develop income and retirement strategies with our insurance solutions. Our Underwriting and new business staff will allow you to find the most competitive risk management solutions for your clients.
When working with clients, experience is important. Chris L. Weston, CFP, ChFC, the founder and managing member of the The Life Stage Companies, LLC, assists advisors in providing solutions for their clients through The Life Stage Brokerage Network. Armed with over 25 years of experience in financial planning and insurance, Chris has helped hundreds of clients protect their wealth through insurance and trained advisors to position insurance as a vital part of the overall financial plan.
When you partner with Chris, you can expect him to put you in the best possible light with your clients. He will take the time to understand what the client’s needs are, develop a solution, educate the client, and get the business placed while you focus on your relationship with your client.
Whether you are new to Disability Income or just do not have the time to do the leg work to offer it to your clients, consider partnering with Chris to maximize your revenue and secure your relationship with your clients.
In 1972, Ryan Petersen was born in Carroll, Iowa. He was raised in the nearby town of Audubon. And while in school, Ryan was active in the Boy Scouts and in numerous sports, including football and wrestling.
In 1990, Ryan graduated from high school and became a firefighter, enlisting in the U.S. Air Force.
In 1992, Ryan married his high school sweetheart, Ms. Rebecca Stohlmann.
After serving one assignment in Idaho and two assignments in Germany, Ryan was selected to attend Officer Training School (OTS), and he earned his commission in January 2001. Ryan graduated OTS as a Second Lieutenant, after which he served as project manager for satellite programs.
Over the next decade, Ryan served assignments in Albuquerque NM, Los Angeles CA, and Colorado Springs CO.
From September 2010 to September 2011, Ryan deployed to Afghanistan in support of Operation Enduring Freedom.
In 2012, after 22 years of service, Ryan retired from the US Air Force at the rank of Major. His awards and decorations included the Bronze Star, the Air Force Commendation Medal, the Southwest Asia Service Medal, and the Afghanistan Campaign Medal.
After his retirement from the U.S. Air Force in 2012, Ryan, Rebecca, and their
two children (Landon and Cora) remained in Colorado Springs, CO. Ryan picked up his real estate license and went to work specializing in Residential Property Management. Ryan and Rebecca also remained active in their local community, volunteering with the Boy Scouts and their local church. They enjoyed the many outdoor activities that Colorado offers, especially hiking the beautiful mountain trails.
Things were looking up for Ryan and his family.
On Sunday, March 7th, 2021, an unexpected event occurred that changed Ryan’s life for the unforeseeable future.
Ryan suffered a rare spinal stroke that left him paralyzed from the chest down. After spending three months in the Denver VA Hospital’s Spinal Cord Injury Center under acute rehab, Ryan was now confined to a wheelchair as a quadriplegic.
Ryan and Rebecca are still active in their local church, and they still enjoy hiking the beautiful mountain trails. — But now, no longer having the freedom of movement that he once enjoyed, they are limited to only those trails that he can access via wheelchair.
Ryan continues with his rehabilitative efforts and fully expects to walk again someday.
Listen to Ryan in his own words as he describes his story ... how he is having to deal with his new normal ... how his spinal stroke and confinement to a wheelchair now impact him and his family ... and what some of the things that he wishes he could have done to prepare for a paralyzing event so life-changing and unexpected as this was.
Ryan’s story is just one example of how proper planning with disability coverage can help minimize the impact of an unexpected debilitating event for you, your family, and your business practice.
Contact The Life Stage Brokerage Network now for answers on how you can protect yourself and your family, in the event of an unexpected disability. 515-210-5771
The Life Stage Brokerage Network knows that a deep concern for most seniors is in understanding the Medicare system and choosing the right Medicare plan for their individual needs.
Those approaching age 65 are inundated with information from various sources offering choices about their healthcare. It’s overwhelming and confusing, and is truly an information overload for many.
More than 10,000 people each day turn 65. These seniors are looking for expert guidance on Medicare products and the entire Medicare system. You can provide your clients peace of mind as you help them plan their retirement.
The Life Stage Brokerage Network is here to help you find the right Medicare plan for your clients’ needs. We have entered into an agreement with Peritia Senior Advisors, a company specializing in Medicare, to provide expertise and guidance for you and your clients.
If you have questions, feel free to contact us for more information.
Disclosure: Service-related companies shown are separate entities and are NOT affiliated with The Life Stage Brokerage Network. *Discount pricing on some services is available
Brian founded Peritia Senior Advisors with the intent to educate and help seniors plan and understand their futures.
Brian has over 10 years of experience providing insurance solutions to both businesses and individuals. While he is fully licensed, his passion lies in the Medicare and Medicaid markets in both Iowa and Nebraska. Helping seniors navigate the Medicare landscape is the most challenging and rewarding part of his business.
The Life Stage Brokerage Network enriches your practice through various group and alternative offerings.
Pre-Arrangement Plans
Home Health Care, Individual Dental and Vision Insurance
CHAMP Health Management PlanIf you have questions, feel free to contact us for more information.
Aaron is a 17-year veteran in the health insurance industry, specializing in creating personalized insurance solutions for individuals and businesses. Aaron grew up in rural Iowa learning the value of hard work on a small family owned Christmas tree farm. He graduated from the University of Northern Iowa. After spending the first five years of his career working for a non-profit company in Kansas City, he returned to Des Moines in 2005 to start his career in health insurance. He is married to his wife Meleah and they raise two boys in West Des Moines. He understands that in a changing technological landscape it’s important for consumers to receive quick access to knowledgeable and informative insurance resources.
Aaron strives to provide a no-nonsense and simplified approach to help demystify the complexities of health insurance and to successfully guide people toward the best health insurance companies and the right policy that suits their lifestyle. Aaron and his team constantly keep health, wellness, and vitality at the forefront of their work.
Thompson, a Chicago native, has more than 20 years of sales, sales management, recruiting, and training experience in the fields of finance and insurance. Prior to joining the team at Great Western, he owned and operated his own insurance brokerage firm. Before starting in the insurance business, he worked in the banking industry, acquired his security licenses, and helped clients with their retirement portfolios. After cutting his teeth as a banker, Thompson transitioned into leadership roles, where he managed and trained teams of bankers and managers. He then moved on to run the retail operations for a community bank on the north side of the city where he was responsible for growing the P&L and the organization’s community outreach.
Thompson received his B.S. degree in Economics from Northern Illinois University.
When managing the risks of our clients, we as Financial Advisors, Investment Advisors, and Insurance Agents have abundant options on how we meet the needs of those clients.
The “ART” of managing risk means that you may have to decide whether your client should Avoid, Transfer, or Retain the risk.
The Life Stage Brokerage Network offers choices to help your clients avoid and transfer the risk through annuities and insurance; but we also offer a great opportunity for clients who want to retain most of their risk in their investment portfolio.
It is common knowledge that physical gold and silver can be a hedge against future uncertainty. The Life Stage Brokerage Network has established a strategic-partner relationship with National Gold Consultants to offer physical gold and silver as part of your client’s investment portfolio.
National Gold Consultants is committed to creating portfolio resiliency in a precarious economy. They are financial-advisor focused, because they understand the tremendous responsibility of asset management. NGC assists advisors in fulfilling their fiduciary duty and believe tangible precious metals have a place in every portfolio. Above all, they believe responsibility, integrity and knowledge are paramount when placing clients’ wealth in gold and silver.
We invite you to learn more and take a look at what National Gold Consultants can do for you.
*Disclosure: Before contracting, check with your Broker/Dealer or RIA to determine eligibility.
If you have questions, feel free to contact us for more information.
Contract Now
I help financial advisors and insurance producers with the ability to position clients in physical gold and silver for both non-qualified and qualified funds.
With 15+ years experience in the financial service industry, I stress the importance of advisors to offer "wealth insurance" to their clients. Regardless of how favorable or unfavorable markets and mutual funds are perceived, physical gold and silver play an extremely important role inside portfolios.
With wholesale gold and silver models that clients physically possess for both non-qualified and qualified, I assist our advisors with all the knowledge, training, and marketing.
Introduce physical gold and silver to your clients. Set yourself apart from other financial advisors in this crazy volatile stock market, and now real estate market, . . . by introducing your clients to physical gold and silver.
In the past, when stock markets have seen large declines, pre-1933 gold and silver have dramatically increased in value. If you are not aware of this, and you are not getting your clients in front of it, someone else will in the near future, or your clients will say to you “Why didn’t you tell me about this?”
The Life Stage Brokerage Network has an agreement with National Gold Consultants, which puts you and your client in a great position. Not only does National Gold Consultants sell physical gold and silver, and ship it to the client, but they will also buy it back. So, no more concern for where to buy your physical metal from or where to sell it to.
If you want to get your client some physical gold and silver, there is a one-page form to complete to set up your client with National Gold Consultants and you as the advisor, the check is sent in, and you, as the advisor, are done. That’s it. Super easy.
Your client now has something in their portfolio that they wanted but couldn’t find before, and now you are the resource for it.
Reach out to The Life Stage Brokerage Network. Ask us about it. We’ll get you more information on how to get this out there, and even on how to do a 30-minute presentation if you want to put it out for mulitple clients. Contact us here.
The CHAMP Plan™ is a self-funded, personalized, clinical preventive healthcare program that has been designed to complement an organization’s primary healthcare insurance in such a way that it makes the organization’s healthcare coverage highly cost-effective and beneficial in terms of employee retention and satisfaction rates.
The employers who have employees enrolled in the CHAMP Plan™ will have a dashboard view of their company’s overall health profile. This will give the employer a visual of the health condition of its employees based on their average Life Score and will empower employers to have better group discussions about the health of their employees. Individual employee data will not be exposed to the employer for privacy concerns. However, the average life score of the company’s human capital will be visible to the employer, and they will be able to improve it. They can also know when their employees have an optimum average life score and are ready for a new challenge.
Through all those functionalities, the application helps employers keep track of their employees’ current and projected healthcare concerns and improve their situations to create a healthier and happier team.
Retaining key employees is essential to every business, and a company’s health benefit program is a key part of the compensation they offer to their employees. Due to the rising costs of traditional employer-sponsored health insurance, U.S. employers are steadily dropping those plans in favor of defined contribution health benefits. Rather than paying the costs to provide a specific group health plan, employers might want to consider a self-funded plan.
A self-funded plan can solve the employer’s as well as the employees’ problem related to the cost-effectiveness of healthcare insurance as it has the following benefits over traditional healthcare insurance:
One of the benefits of being enrolled in the CHAMP Plan™ is having access to our Personal Health Manager Program. This program is designed to help and assist employees in achieving a better quality of life by monitoring and aiming to identify high-risk areas.
In addition to the Personal Health Manager Program, employees may also receive the following CHAMP Plan™ benefits:
If you have questions, feel free to contact us for more information.
Disclosure: Service-related companies shown are separate entities and are NOT affiliated with The Life Stage Brokerage Network. *Discount pricing on some services is available
Brian founded Peritia Senior Advisors with the intent to educate and help seniors plan and understand their futures.
Brian has over 10 years of experience providing insurance solutions to both businesses and individuals. While he is fully licensed, his passion lies in the Medicare and Medicaid markets in both Iowa and Nebraska. Helping seniors navigate the Medicare landscape is the most challenging and rewarding part of his business.
Would you like to offer more at your bank or credit union? The Life Stage Brokerage Network and Vanbridge (formally known as The National Benefit Corp "TNBC") are teamed up. We’re here to help you grow. We are seasoned with over 100 years of combined experience in financial services. Many of those years are in the roles of compliance, sales, and sales management. We understand the unique compliance requirements and how to drive revenue to improve your institution’s bottom line.
We work with financial institutions to expand product and service offerings. Your institution may already employ personal bankers or a dedicated Wealth Management division to offer insurance products. Maybe you have no program now but would like to develop one. No matter your case we provide guidance and expertise to assist in starting anew or improving an existing program. Start a conversation with us today and explore. We are here to help you grow.
DISCLOSURE: Service-related companies shown are separate entities and are NOT directly affiliated with The Life Stage Brokerage Network.
The Life Stage Brokerage Network distributes and supports the due diligence process of BOLI. We will shop and compare the top BOLI options with New York Life, Mass Mutual and Lincoln Financial Group. Our goal is to find the best protection and value for your executives and board members.
The term bank owned life insurance is generally used to describe a single premium life insurance product that is owned by the bank insuring the life of a key group of employees.
Most insurance providers require 10 lives as a minimum to set up a BOLI program. Banks and Federal saving associations are allowed to purchase life insurance for the three main reasons:
The Life Stage Brokerage Network uses a third-party administrator, The Pangburn Group, to provide the pre-purchase analysis and supporting the annual BOLI requirements:
Call Randy Rowray and or Chris Weston to learn more about the Advantages of BOLI.
(800) 275-8622 x1236
Contact UsThe burden of final expenses for many families is an issue. Inflation causes the costs of some of the expenses at death to increase over a period-of-time and just compounds the problems for the ones left behind. Traditional life insurance such as term or participating whole life can be expensive at older ages and unfortunately many people do not qualify based on their health.
The Life Stage Brokerage Network understands these issues. We have partnered with Great Western Insurance Company for the solution.
The Great Western final expense plan provides a low-cost option to provide anywhere from $5,000 to $40,000 of coverage. The product is designed to insure anyone based on his or her health status. If your client is in great health, they can take advantage of immediate coverage for the full amount.
If you have a client that has some or severe health issues, the same plan offers opportunities to still get coverage in force and provide a partial benefit for a short period of time. No matter what, your clients will have peace of mind with respect to their final expenses.
Find Out MoreYou’ve likely heard of long term care coverage, right? It can be the single most important coverage consumers should own. Yet Financial Advisors, Agents, and Planners struggle with offering this type of coverage to clients.
The key issues with long term care insurance are cost and health. Clients need to be relatively healthy and relatively wealthy to buy this coverage. No matter whether your clients are healthy or not, long term care insurance is expensive, stemming from the costs of care in facilities. If your clients are dealing with pre-exiting conditions, then even if they can afford the cost, the insurance company may determine the risk too high and rate, modify, or deny the coverage all together.
Understanding that advisors need another solution to consider, we have teamed with MedMutual Protect for this solution. When most people hear the words “long term care”, their minds usually turn to a care type facility. The fact is this, most care is provided at home.
This type of Home Health Care coverage is not traditional long term care insurance, and it provides benefits only to care in the home. The coverage is designed to be a low-cost solution for anyone who does not have existing coverage because of price or health status; and provides robust benefits and services that you would find in a care facility. Premiums and coverage vary from state to state, but no matter the state; underwriting is the same. There are only TWO knock out questions and most people qualify. If you want to provide robust protection for your clients at a low net cost, consider this Home Health Care solution. The Life Stage Brokerage Network will be happy to assist.
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